Welcome to CNA Hardy. We provide specialist, market-leading insurance solutions for commercial businesses and professionals on a truly global basis. INDUSTRIES Industry insight, experience and expertise Flexible and innovative insurance solutions tailored to the specific needs of our clients’ industry sectors. PRODUCTS Specialist products for businesses and professionals Insurance protection to meet our worldwide clients’ emerging exposures and ever-changing needs. LLOYD’S The world’s leading insurance marketplace Specialist property, casualty, energy and marine (re)insurance solutions from our Syndicate 382 at Lloyd’s. CNA ONLINE Instant access to market-leading cover Our e-trading platform gives brokers instant access to our specialist Excess of Loss cover for a wide range of sectors, including Contractors, Manufacturing, Leisure, Retail & Services. INTERNATIONAL SOLUTIONS Global reach, local presence Being international is core to who we are. Our clients choose us for our extensive worldwide network, broad product array, customer-focused underwriting and superior service. RISK CONTROL Working with you to navigate risk Our in-house team of risk control technical experts with real-world experience work in partnership with you to help you navigate complex exposures. CLAIMS Our claims commitment Our local Claims teams are ready to work with you quickly, openly and efficiently to achieve resolution in the shortest time possible and with the best possible outcome. CAREERS A workplace where every person matters Our people are our greatest asset. Together, we're cultivating a workplace where our people grow, thrive and every voice is heard. Take the L.E.A.P. and join us today. Latest Insights How to deliver a positive customer experience across multinational programmes International programmes have demonstrated their value to insureds over many years, with the aim of providing many benefits including capital efficiency, seamless coverage without gaps or duplication, and compliance certainty. Introducing our 2023 Year in Review Our 2023 annual Year in Review magazine is now live and can be read here: Year in Review 2023 - CNA Hardy Events (cnaeurope.events) How underinsurance threatens brokers as well as their insureds The third and final article in this series examines the implications underinsurance can have on the brokers advising the affected insureds. Personal injury claims inflation threatens liability limits Personal injury claims costs have surged since 2018, with more upward pressure expected in the months to come. The second instalment of this three-part series explores the impact of personal injury claims inflation on liability limits. Containing liability losses in the construction industry The perfect storm battering the UK’s construction industry has sent claims costs soaring and vastly increased the risk of insureds finding themselves with a liability limit shortfall. The first instalment of this three-part series examines how construction claims inflation is threatening liability limits. Diary of an Insurer: Dr Soondus Moorhead We invite you to experience the life of our Risk Control Team through the perspective of DR. Soondus Moorhead, one of our Risk Control Consultants.