Overview
Wholesale Durable Goods business is our specialism and an essential part of our offering.
We help our clients navigate their challenging and rapidly-evolving risk landscape by improving their resiliency, safety and profitability through advice on loss prevention, risk control, IOSH training, health & safety strategies and a risk management improvement fund.
Why do Durable Goods Wholesalers choose us?
Specialist coverages
We include coverages specific to Wholesale Durable Goods such as employee fidelity, recall expenses and media management crisis costs.
Our People
Our dedicated underwriters, first-class product development and legal teams have the knowledge and flexibility to accommodate complex requirements.
Multinational Solutions
We write across over 165+ countries and territories worldwide through local partnerships and our network of 77 dedicated offices across the USA, Canada and Europe.
Risk Control
Highly technical advice from a team with real world industrial experience underpins our underwriting decisions and builds valuable partnerships with our clients.
Value Added Services
✓ Our clients can receive a free IOSH Managing Safely course, providing training and instruction to managers and supervisors on applying management principles to Health & Safety in the workplace.
✓ Rehabilitation services to support employees returning to work, and a pre-claim intervention service
✓ 24/7 legal advice helpline for guidance and support
✓ Suite of post-breach cyber services and emergency response
Who do we insure?
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Engineering and machinery:
- Precision engineered products, industrial engines and equipment
- Production line and packaging machinery.
Minerals, ceramics, brick, glass and stone:
- Packaging (jars for food, bottles and drinks)
- Tableware (drinking glasses, plate, cups and bowls)
- Household and buildings (window facades, conservatory, insulation etc.)
Metals:
- Suppliers of primary metals
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Plastic goods:
- UPVC doors and windows
- Injection moulding, extrusion, compounding, calendaring, thermo formed products
- Packing and sealing products
- Plastic film and sheets
- Laminated cut plastic products
Electrical and office equipment and appliances:
- Generators, transformers, switches and relays, power distribution equipment, electric wiring equipment.
Heating, air conditioning and contractors equipment:
- Powered equipment
- Construction equipment
- Equipment used to heat and cool.
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What do we cover?
Our broad cover is tailored to the unique needs of each business and includes specialist coverages.
- Property Damage
- Business Interruption
- Employers Liability
- Public Liability
- Directors’ and Officers’
- First Party Cyber cover
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- Third Party Cyber Liability
- Media Management Crisis Costs
- Product Recall
- Legal Expenses
- Money
- Goods in Transit
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- Cancellation of Event
- Abduction and Extortion
- Employee Fidelity
- Computer Breakdown
- Confiscation and Deprivation
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Potential Gaps in Non CNA Wordings but that are included in our Wholesale Durable Goods
Package+:
- Media Management Crisis Costs
- First Party Product Recall Expenses
- First & Third Party Cyber