Overview
We understand that Life Science is a complex and constantly evolving industry. Our comprehensive, bespoke Life Science solutions are as unique as the needs of your business.
Our specialist solution provides cover for all; from small start-ups to larger multinational corporations, at every stage of the life science life cycle. From research & development, clinical trials through to product sales and professional services.
Why do Life Science businesses choose us?
Our People
Our specialist, dedicated underwriters and first-class product development and legal teams have the knowledge and flexibility to accommodate complex requirements.
Multinational Solutions
We write across over 200+ countries and territories worldwide through local partnerships and our network of 77 dedicated offices across the USA, Canada and Europe.
Risk Control
Highly technical advice from a team with real world industrial experience underpins our underwriting decisions and builds valuable partnerships with our clients. Our in-house experts provide practical risk management to aid loss prevention, identify potential liability exposures and reduce risk.
Value Added Services
✓ Our clients receive free IOSH Managing Safely course, providing training and instruction to managers and supervisors on applying management principles to Health & Safety in the workplace.
✓ Rehabilitation services to support employees returning to work, and a pre-claim intervention service.
✓ 24/7 Help Line for guidance and support.
✓ CPD Accredited Conferences and Training Material.
Who do we insure?
Our market-leading package covers an extensive range of products, with an extremely low number of exclusions:
- Medical Devices
- Pharmaceuticals
- Biotech
- Research & Development
- Clinical Trials
- Nutraceuticals
With operations consisting of:
- Manufacturing
- Distribution / Wholesale
- Professional Services for medical sector
- Contract Research
- Organisations
What do we cover?
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Bespoke modular coverages:
- Products Liability
- Professional Indemnity
- Financial Loss
- Bodily Injury
- Clinical Trials
- Medical Malpractice
- Public Liability
- Employers Liability
- Business Interruption
- Property Damage
- Goods In Transit (Own Goods)
- Money
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Specialist package coverages:
- Computer Breakdown
- Legal Expenses
- Employee Fidelity
- Cancellation of Event
- Abduction and Extortion
- Machinery Breakdown
- Confiscation and Deprivation
- R&D Property
- R&D Expenditure
- R&D Income
- Flexible Loss Limits
- Overseas Terrorism
- Change in Controlled Environment
- Condemnation of Undamaged Stock
- Failure to Meet Specifications
- Specified Legal Expenses
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